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/c/café daily chat thread for 27 November 2023
  • Yea the reason I mentioned Versa is because I already treat their Save as a savings/emergency fund so may as well get the bonus plus tax relief there instead of making a new account for whatever other providers.

    I did think about the chance that Versa does not survive but my understanding is AHAM seems to be well established might not be as big a deal.

    Anyways, I'm glad to know that we also arrived at the same conclusion; I planned to just use PRS for tax relief and when that is done it'll be ASB/US Index funds all the way.

    But I'll have a look at FSM again. I just found an article of theirs talking about a 7% return on their growth fund (I understand that these funds are usually riskier but I'm also very young so I should be able to just weather the storm when the economy is bearish).

  • /c/café daily chat thread for 27 November 2023
  • Admittedly my finance knowledge is not the best. But on your last paragraph, it seems you're implying that PRS is not really all that great and it almost does not matter what I pick? I'm interested to know if you've thrown any funds in one now. But thanks to your comment, maybe I'd just go with the Versa stuff due to convenience.

  • /c/café daily chat thread for 27 November 2023
  • Which PRS has the lowest management fee? I see that Versa has 1.8%. Tried looking into Kenanga and its not clear. Found a table online of other funds and they're lower but comes with other fees. Wondering what's the best now or just put everything into Versa

  • /c/café daily chat thread for 4 October 2023
  • i find there's a bug when going from local to all -> click on a thread -> going back to previous page and it returns to the local instead of all. seems like using an app is the best way to use lemmy instances for now.

  • Malaysian channel featured on NJB community post.

    Not even from Penang but thought this was an interesting watch.

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    BMW i4 eDrive35: Malaysia’s cheapest fully electric sedan with 282hp and 483km range, priced from RM258K
    soyacincau.com BMW i4 eDrive35: Malaysia's cheapest fully electric sedan with 282hp and 483km range, priced from RM258K - SoyaCincau

    The BMW i4 eDrive35 is the cheapest fully electric 4-door sedan and it is even cheaper than the BMW iX1 and the BMW 320i. It gets a 282hp rear motor and has a range of up to 483km on a single charge.

    BMW i4 eDrive35: Malaysia's cheapest fully electric sedan with 282hp and 483km range, priced from RM258K - SoyaCincau

    Another nail in the coffin for Hyundai's ioniq 6 it seems

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    InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)IM
    imademo @monyet.cc
    Posts 2
    Comments 9