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Why do we have to do the health insurance company's job for them?
  • I never had an issue with my HSA card. Paid into one from 2016-2020 when I had a state job. Then switched off a high deductible to a standard plan with an FSA. Left the state job in August 2021 to go private. finally burned through the last of the HSA money in June 2023. Switched jobs back to the state last August and started paying into the FSA. They hassled me over every charge that wasn’t a copay. Go go the eye doctor. Prove it. Buy contacts. Prove it. Go to a chiropractor. Prove it. They deactivated my FSA card over $1.60 that the insurance said was over the standard amount.

    Sorry, I pay into the account for medical purposes. I go to a doctor and you pay it. You have no business knowing WHAT the doctor did to me. They were demanding stuff as documentation from my wife that was a blatant privacy violation.

  • How do you guys grind your coffee?
  • I did that with mine. But I found that I had to feather the drill a lot to keep the grind consistent.

    Eventually I just went back to buying pre ground.

    Edit: actually I think I have the pro version of yours. Ended up buying a steel ring to go between the mill to stabilize the central steel pin. Got a more consistent grind after it. But felt I needed to keep the drill at a lower speed.

  • Warner Bros. is now erasing games as it plans to delist Adult Swim-published titles
  • Think of it like Russian nesting dolls.

    You got the production company that pays $100 million to make a movie. The production company is owned by a studio. Production company licenses the movie to the studio that owns it for $200 million. But it’s all the same ownership and no money changed hands. It’s just on paper. So now the $100 million movie cost $200 million. Then the studio licenses out the movie to the marketing company, which the studio also owns, for $300 million. Again no money changed hands and the value is all on paper.

    Do that a couple more times and that’s how a movie that literally cost $100 million and made $500 million at the box office “barely broke even”.

    Might be off on the layers, but I heard that description of movie accounting years ago.

  • They say MacDonald's is expensive now. Are any other chains still cheap/cheaper?
  • It’s cheaper to go to our local Mexican place than to Taco Bell. My wife gets the two chalupa combo. And to switch from chicken to ground beef, the combo is $13. Her standing #4 at the Mexican place is $8.75.

    When Taco Bell was advertised the $5 box, all the local ones had it at $5.99. Now it’s $8.99. There’s one Taco Bell about 20 miles away that actually does follow the advertised prices. But it’s not worth driving that far.

  • What book(s) are you currently reading or listening? 06 January
  • I don’t think it was the case in this one, but I think it was The Bourne Identity that they told the screenwriter to NOT read the book. I think they let him see the cover synopsis and that was it.

    My thoughts are a 2-300 page book can be a movie. A 500+ page needs to be a mini series or series.

  • Homebuyer Debt-to-Income Ratios (DTIs) are now approaching 40% in the beginning of 2023. That means homebuyers are now spending 40% of their gross income on mortgage and interest costs.
  • When I bought my house in 2016, the total mortgage (principle, interest, taxes, insurance) was about 18% of my gross. Two jobs later, same house, it’s now 8% of my gross.

    House value according to Zillow has doubled since I bought it. As has the interest rates.

    Got to crash sometime.

  • Which gadget makes your life better?
  • Pretty sure he means the surface temp of where he’s about to put the food to cook.

    Use the laser to see how hot the cast iron is before putting the meat on. Or how hot the oil is before deep frying. The laser thermometers are good for that.

  • Amazon Prime Day Sales?
  • QNAP TS-464-8G

    Though not really sold on the soldered, non upgradable memory. But the rest of it I really like. If I could find the discontinued 4G I’d be all over that. But they’re all makes up $200 because there were upgradable to 16G

  • Amazon Prime Day Sales?
  • One I wanted wasn’t on a deal and actually went up in price compared to yesterday.

    Did pick up an 8TB IronWolf and two Samsung 980 Pro m2s that were on a good deal. Now I just need the box.

  • Another Amazon Prime Day scam post. The item on 'sale' was cheaper when I bought it last week.
  • I was looking at a QNAP NAS box. When I added it to watch it was $589. Yesterday before prime day it was $573. This morning it was $582. Mid day it was back to $589.

    Not a big difference and it wasn’t a prime day deal. But it’s more expensive than yesterday?

  • InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)KU
    kuraitengai @programming.dev
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