I think the main difference you'll generally see is how much money is given (800 EUR after taxes and utility bills comes out to about 1600 EUR gross depending on one's living situation), and how much certain things are subsidized. At least in the unemployment part of the process. Let's take dental health as an example: this isn't covered by public healthcare, so you get to pay in full for any visits to a dentist.
However, for people on unemployment benefits this is subsidized either fully or almost fully. There's a certain threshold at which you may have to request to have it subsidized, but often the dentist will just send the bill straight to the government. This is of course fucked up in its own right when you consider that if you have a job, no matter how little it pays, the government will want nothing to do with you there. A lot of people with jobs can't afford dental work and get no support whatsoever from the government for it.
As well, once you've reached the point of early retirement or permanent disability, should you choose to take on a part time job it will cut into your benefits if you earn above a certain threshold from the job. However, unlike in the US, doing so gradually cuts into your benefits rather than just shutting it off. And again, all the restrictions from unemployment are gone here. You're free to save as much as you like, travel, whatever.
Varies greatly by country, but Denmark here. It's not the absolute worst, however getting on permanent disability aka early retirement is a years long process and the government will drag its feet like crazy on it while doing everything they can to find out that maybe you can work after all.
In that time until the government finally decides that you qualify for permanent disability/early retirement, you get to be on long term unemployment benefits which grants you about (at the highest tier, depending on age and living situation) 800 EUR after taxes and bills have been paid. If this can't be reached normally you'll get a little bonus called housing security to get you up there. While on unemployment benefits you cannot have more than 1300 or so EUR in your bank account and assets like a car, or that will count against your benefits. You must use your own money to pay your way first, then you get unemployment benefits. All the while you're forced to go to meetings at the job centre, take on unpaid internships, and send out job applications for as long as it takes the government to move on. Oh, and forget about traveling or going on vacation. You are to be available for "work" at all times, and if they find out you've been gone it cuts into your benefits. Not that you can really afford to travel anyway.
Finally once you're approved for early retirement, well, that's what it is. You get a bit more money from the public pension, the restrictions are gone, and if you want you can even supplement with a part time job.
When you buy digital media, whether physical or digital, you are buying a license to be able to view it whenever you want. You do not own the media. You don't own the rights to that game just because you have a physical copy of it, you don't have access to the source code, and it is still riddled with DRM. The same applies to movies and music as well.
At the end of the day, whether a piece of media is stored on a Blu-ray/DVD or an HDD/SSD makes little difference. If all ownership means to you is being able to access the media you've purchased a license to consume regardless of its online status, then archive it. Your SSD or HDD is as much a physical media as a Blu-ray disk.
Act 3's issues aren't GPU bound, it's entirely CPU bottlenecked. It's likely someone with a slower GPU won't see as big a drop in performance in act 3 as you, and it's likely you don't see any performance gain from using DLSS in act 3. My 2080 Super was sleeping through it even at 3440x1440 on ultra while my Ryzen 7 3700x was getting thrashed.
You're wrong. Denuvo isn't removed from cracked games, just circumvented. When you play a cracked Dwnuvo game, Denuvo is still running while being tricked into thinking the game is legit. Besides this, we've seen time and time again already that Denuvo in fact doesn't have an impact on performance, both in games that have had executables without it leaked and had it removed later on as it's intended to be. At worst it increases the initial startup time of a game, but doesn't affect your framerate once the game is up and running.
What does impact performance, however, is in-house anti-tamper/DRM bullshit and other insane practices that's often implemented alongside Denuvo. Capcom is especially a bad offender here. To make a somewhat recent example, you know what made Resident Evil 8 run so badly? Among others, checking the list of available resolutions on every. Single. Frame. This and other dumb crap implemented by Capcom themselves was disabled in the cracked version and by using reframework, hence the cracked games runs better.
Everybody loves to circlejerk about how bad Denuvo is, but the reality is that it's become a scapegoat taking attention away from the real issues with games.