What's the best habit that improved your life?
What's the best habit that improved your life?
Could be physical, mental, philosophical, religious etc
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I'm going to answer your question with what I've done for the last 30 years. Carry no debt. I do occasionally carry some debt in the interest of satisfying the credit algorithms but otherwise I have no interest in playing the interest game.
Do you count a mortgage as carrying debt? Seems pretty unavoidable to me.
Actually I do not. That's an investment.
Makes sense to me
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