I'll get a social welfare benefits which won't be a lot but I can probably make do for a while. I'll also get a medical insurance benefit which covers roughly 2/3 of my insurance so I'll have to pay something like €40/month myself. Those benefits will help me pay the €385 max yearly out of pocket for the care I'll need, and be done with it. That's not to say being in this situation is great in the Netherlands, but I won't go into debt and I won't lose my home (gov't guarantees mortgage to bank) and I won't have to continue to pay back my 0% interest student loans.