Sure, but long-term climate risks definitely factored into my family's most recent move to a new city.
Previously, we lived somewhere it was too cold to go out in winter (–50°C during a polar vortex) and too smoky to go out in the summer, from the constant bushfires and forest fires. And also had massive hail storm risks, drought/water insecurity, and if you lived closer to the river, flooding.
Now, we live somewhere where we only really face mild water insecurity from aquifer depletion. This close to the Pacific, we rarely get significant fire smoke, even. The Big One earthquake would suck if it happens in our lifetime, but that's mostly unrelated to anthropogenic climate change (the tsunami would be higher from water levels rising.)
So, sure, yeah. We're all affected by climate change. But the effects are definitely not equally dispersed.
Didn't the Spruce Pine mines actually get hit by Helene? All the articles I am seeing are saying that "access has been blocked" due to the flooding, but nothing concrete as far as damage to the mines themselves. Seems highly concerning for the global economy, though.