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Lol, find me a tattoo artist that takes credit card and they can have my skin, twice.
All 3 of mine have taken a credit card without batting an eye.
I find it hard to believe anyone at a proper studio is going to balk at taking card payment. They're a business.
Cash only tattoo is a giant red flag you're dealing with a fly-by-night scratcher. Run.
Why wouldn’t they take credit card?
Chargebacks. You could go in, get $1000 worth of work, walk out the door, call Visa, and boom, you get all the money back and the artist gets fucked.
And you would than need to prove what fraud happened.
Chargebacks aren’t these magical things, they get investigated.
How closely do you think they investigate? Because they sure as shit won't be visiting your home to check for fresh tattoos.
Tattoo artists take pictures of their work no? Investigation asks the vendor for proof too, they send the picture of their receipt, ink job and waiver….
I've been to multiple tattoo parlors. None took pictures, likely because none of my tattoos were especially unique. The only reason I could think of for it to be worth a picture is because my tattoos have a lot of line work. This is also a complete hypothetical, because all of my tattoos were cash only.
Get cash and no evidence of work to skip the IRS/CRA get hit elsewhere, that’s the risk you take.
Legit shops won’t get scammed since it’s cut and dry work was done.
all of the parlors I've been to are legitimate businesses registered within the state of Minnesota with the appropriate certifications to do body work, as required by the state. None of it was illegitimate. Tattoo parlors would rather not take the risk, and it's well known that part of tattoo culture is cash payments.
Cash jobs are jobs no one can prove happen, it’s only done to avoid IRS/CRA. Legit businesses need proof of work done, it also builds their portfolio and is advertising.
The only “culture” of cash payments is shady business since the only reason it’s done is to avoid proof that you made money.
Now the fact that lots of criminals also have tattoos has a lot to do about it as well… but no one wants to have that conversation either.
Cash only is never legitimate, sorry.
I work in an industry that sees chargebacks all the time, it's the new Dine and Dash. We don't get calls about it, we just see our balance drop, and we'll get a letter knowing that it happened within 30 days. The credit card companies will side with the customer 99% of the time, without evidence. Maybe if it's a new card, or you have a history of it, but if you call and say your card got stolen and you just realized it, they will reverse the charges and issue a new card. The onus is on the business operator to prove they provided the service, because a customer who is an actual victim of fraud will have a hard time proving a negative. Now, put yourself in the place of a tattoo artist who would have to fight this every time someone did, and realize that the people that do this share a large portion of a venn diagram with people that get tattoos. It's not worth it to take cards you can afford not to.
The artist I just got a tattoo from was fine with taking a credit card. I thought it was weird too, but they are out there
What's weird about it? Most businesses take credit cards.
From my experience they prefer payment that isn’t easily disputed / claimed as fraud. Don’t get me wrong I was more than happy to get the points, it’s just unusual, since they do typically prefer cash / cash adjacent
They prefer cash to avoid the IRS, it’s so THEY can do the fraud.
Legit businesses don’t need to worry about being scammed since any chargebacks get investigated. A receipt, a picture of the tattoo and a signed waiver, zero chance of the fraud working out in the scammers favour.
I'm betting that a tattoo artist isn't going to be as civil or forgiving as a graphic designer about getting stiffed.