It is a risky investment. Taking care of your kid is something where we have done it enough that we understand the risks and pay off and most parents can make a reasonable prediction. (a few kids will "turn 21 in prison doing life without parole" - but most turn out okay and return love to their parents and attempt to improve society - though you may not agree with their definition of improve society)
I have no idea if the current faults with AI will be solved or not. That is a risk you are taking. It is useful for some things, but we don't know how useful.