If this game was a heist, the whole crew would have been arrested before they even met each other. Not only does it require registration of a 3rd party account to play but, once in the game, matchmaking doesn’t work leaving you to play the tutorial over and over.
The Baby Driver of heist games, except the driver is a real infant who can’t even reach the pedals or steering wheel.
I still wish for them to add some kind of quick play feature to matchmaking, so you can loosen criteria to find other players. But, if it does fail to find people, you end up with three bots that can drop a lot of armor for you.