Do you remember when insurance companies could jack up your premiums if you got sick, or even drop your coverage in the middle of treatment? Or when they could surprise you with over $15K a year for individual out of pocket costs?
That was 2009. It was a big problem. They can't do those things any more.
The Affordable Care Act also dictates that insurers charge men and women the same premium costs. As a young dude, I remember paying $23/paycheck for health insurance while a young woman my same age at the same company for the same coverage under the same plan was paying $147/paycheck. I had no idea that there was a difference in premium costs, nor how big that disparity is.
Yes I pay more for health insurance now, but I'm totally fine with that. We can't burden 50% of the population that are women with absurdly higher healthcare costs in an equitable society simply because they are women.
The ACA was passed 14 years ago. But it took a while to completely come into effect, and it was subsequently modified. The last major change was the repeal of the individual mandate which took effect in 2019.