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Most of the things mentioned in this thread are mostly dumb luck and not necessarily active financial decisions.
Kind of the point. A lot of financial "success" is nothing but dumb luck.
If there was an active financial decision you could make and reliably get rich, everyone would do it.
Not necessarily rich, but there are active financial decisions you can make that will set you on the path to longterm prosperity. Buying a house at what happened to be exactly the right time and making a $100,000 in 3 years in the process is not one of them. That's just dumb luck.
I mean, "consistently save in a diversified portfolio" would be a pretty boring answer, but it would be an answer I guess. I'm not sure what the equivalent for the poor would be; stay away from substances, maybe?
I even specifically said as much in my comment.
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