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If I live in 90% of the US, something like $150k would buy me a very comfortable life. If I was in the major cities, I would say $300k would be enough for me to not worry about finances.
90% of the US is emptiness and small towns/villages where you would have no need for 150k/year...
It's not like rural areas are back in a pre-currency feudal era. You still have costs. 150k is very comfortable but you can easily spend it living out in the country, especially if you want to bootstrap a homestead, hobby farm, or just generally make good use of land.
Yeah but you don't need 150k/year to be comfortable in 90% of the US when the people living there are making half of that as a couple.
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