I love you all very much but just please be aware that "the floor" is literally where the files are supposed to go, according to the spec. I don't like it, you don't like it, nobody likes it. But that's why it's happening.
Relevant section quoted for the lazy:
User specific configuration files for applications are stored in the user's home directory in a file that starts with the '.' character (a "dot file"). If an application needs to create more than one dot file then they should be placed in a subdirectory with a name starting with a '.' character, (a "dot directory"). In this case the configuration files should not start with the '.' character.
You know everything on that site was written in 2004 or earlier, right? That hasn't been the relevant spec for a long, long time now. We use xdg for that now. Configs go in xdg_config_home.
We do have both. That's the whole complaint. There are still major applications using the decades obsolete standard. It was changed because it leaves your home directory a cluttered, useless mess. Also, if you really want your dotfiles in your home directory you can just set your xdg_config_home to your home directory instead of its default of .config.