What is your current FICO/credit score?
What is your current FICO/credit score?
Mine is 667. I have never used credit cards, and I don't have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
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I'm finally over 800 as of a few months ago. It's worth trying to get your score up and build a credit history - it will come in handy when you're ready to buy a home.
I had a rather inflammatory response which I have deleted. I'm glad you've figured out a way to game the system that you're in.
"Game the system"? I'm literally using it as intended.
Apologies.
There is no way around. If you know how to buy a house without credit let me know.
Step 1: Be independently wealthy Step 2:...
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