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  • According to the UK's Labour Party's report on worker co-operatives in 2017, the main difficulty is access to credit (capital). It makes sense since the model basically eliminates "outside investors". It has to

    1. Bootstrap with worker's own investment, or
    2. Get investment from credit unions, or
    3. Have (national or local) government to back it up

    Even in the above cases, the credit is often not large or cheap enough for the cooperatives to be competitive. (There are examples in the report that serve as exceptions, I highly recommend giving it a read.)

    So at least from this, I'd think the appropriation of means of production would be more fundamental rather than being a simple result of some special way of organizing.

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