Skip Navigation
How I’d Invest $250,000 Cash In Today’s Market (by FinancialSamurai)
  • Oh ok, I did not know that reputation of the site. I thought it was interesting that they mostly recommend Treasury bonds as cash reserve and I see a lot of discussion regarding that, due to inflation lately.

  • Weekly Discussion: 30 October 2023
  • I think a little nudge is good but if they are not receptive to it, I don't bring it up again. Finance is very personal stuff and my some of friends/family get embarrassed/uncomfortable discussing that.

    also I think it's important to not be completely out of touch since most people in my circle don't have enough money to have a safe savings/emergency stash, let alone invest into retirement. I don't want to piss people off or make them despair talking about FIRE if I know they don't have good income leftover to begin with. That's just been my experience with it, curious how you guys think about it.

  • 2022 Updated Federal Survey: Net Worth by Age (Median)

    | Age | 2022 Net Worth (Median) USD$| |---------|----------------| Less than 35|$39,040 35-44|$135,300 45-54|$246,700 55-64|$364,267 65-74|$410,000 75 or older|$334,700

    Source:

    https://www.federalreserve.gov/econres/scf/dataviz/scf/chart/

    7
    I found my wealth-building people. We agree getting rich is a slow race.
  • I got lucky, the laziest investing method turned out to be one of the better ones. I was originally looking at which stocks pay the most dividends so I can contribute with minimal effort, then learned about index funds, and which funds the most reliable, etc... that got me into FIRE.

  • Weekly Discussion: 16 October 2023
  • Well... I'd rather stay and keep the 25% for an "ok" job 😄. A dream job is so fagile, especially when an important team member leaves / management changes for the worse and changes the entire work dynamic.

  • Have you ever created your own job perks?
  • Wow I hope you don't get caught because that would be serious, manipulating item prices without authorization. Maybe gas station management is more lenient but I personally wouldn't bet on it.

  • Deleted
    *Permanently Deleted*
  • Lmao a bit dramatic writing a "love letter" to a game that's not released yet.

    I hope the game lives up to its hype... but knowing Bethesda, it will probably be buggy and janky before the modding community does the actual heavy lifting as usual.

  • What FIRE stage are you in?

    Hi all, I see lots of subscribers in this community. What stage of FIRE are you guys in? curious about the demographic in here.

    • Neither FI nor RE
    • FI but not RE
    • FIRE'd
    • ?

    I am in the first category, working towards FI for seven years now and recently reached 100K NW. Unfortunately I live in very HCOL area so I still have long ways to go 🥲

    20
    Do you invest in International funds?

    Many people around me are saying US based index funds is enough coverage to FIRE but I want to know if it's worth diversifying even more, maybe 10-20%?

    4
    What is your job?

    curious to know how many low income savers are in the community vs typical FIRE jobs like software engineers

    3
    InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)SN
    Sniffy @sh.itjust.works
    Posts 6
    Comments 27