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I don't know how people live like that, I'd be putting bulletproof glass in my windows, and reinforcing the walls with inch thick steel plates to keep from getting killed on the toilet while reading the times by a stray bullet.
Nobody has the money to do that
The cognitive dissonance over guns isn't the worst one, though -- it's the part where a traffic accident on the parkway could leave you in the hospital through no fault of your own, and bankrupt soon after; and that this could happen any time during your car-based commute, morning and night, even if you had a good third-party insurance carrier who didn't wriggle out of paying for care.
Sure and if you've got the choice you do things to prevent that like getting a modern car that's safe instead of daily driving an 80s Hyundai Excel...
Meanwhile getting shot by someone (accidently or not)... Not much you can do about it...
I'm pretty sure a body armor costs less than a new car
You'll wear body armor in your sleep? Also, even if I probably won't die from it, getting shot in the leg probably isn't fun either
... Or the head.
However unlikely, it is possible.