Okay, this nerd sniped me super hard. Sure you can spend it on a big massive project like a mansion or whatever, but you aren't going to be able to have it finished (and thus paid for) in a month.
Not too mention if you do want to drop that much money at one, there'll be many checks in place. Your bank will block your account for "suspicious activity". The person who you are paying will probably want to run a background check or just refuse to take payment up front.
You'd have to justify where you got that money from as well, most likely, and saying a "genie" probably would get you some strange looks and perhaps arrested.
I legit don't know how you'd actually get rid of that much money in a month.
That’s equity. Not spent money, just less-directly-available cash… But if that doesn’t count, real estate technically doesn’t either… Really tough question, depending on the circumstance
Just pay people to be your shoppers and buy as much as they can for you. And give them a good salary for it. Hiring people is not giving it away, and they are buying the stuff for you. Or hire like a private concert with someone. So many things to spend money on.
It is spent money, because you have to buy those shares from other people. It’s literally a purchase of part of a company from another party. Just because you can liquidate it easily it doesn’t mean it’s not spent.
Edit: looks like GICs are only guaranteed up to $100,000.
But honestly if you consider stocks and bonds to be gambling then you could really argue that buying anything is a gamble. Buy $100 million worth of onions and the price will go up due to scarcity, then try to sell them. Someone actually did this years ago and made a ton of money while bankrupting a lot of farmers and investors. The government responded by banning the trading of onion futures!
All this is to say it’s actually impossible to fulfill the genie’s rules if you take into account market fluctuations on the price of anything you buy.
Buying property. You can close in 30 days, and if you are buying a bunch of property, you can hire people out to handle things and speed up the process, and if you put offers on a ton of property, you could probably close on a lot of them in 30 days. If you are waiving around $100m you could make a lot happen.