Yes, but its fraud in a system designed at every level to defraud you, so fuck um. Get healthy in any way you can because the system itself sure won't help you.
They screw you, you screw them is the American way, so bravo for the lawyer for being honest about the game.
In my country that isn't a thing. Everybody has to have private insurance and if they can't afford it, the State subsidizes it.
And if somehow you get something done that isn't covered by the insurance, they can't pursue you for that debt and it doesn't show up when doing things like getting a lease.
It's not perfect (insurance costs a ton and keeps rising) but at least it's not some dystopian nightmare where people can't afford to get care in one of the World's top economies.
Whilst it would be lovely if us Englishmen didn’t have student loans, they could be a whole lot worse. We only pay them once we earn over a certain threshold, and they’ll disappear after 30 years. Plus our unis are funded in large part by international students (which has its own issues), so Brits’ course fees are slightly subsidised.
The United States is a free country and freedom to shape your own destiny is one of the hallmarks of being an American.
So everyone whining about how hard it is should have thought long and hard about the consequences of their actions when they decided not to be born rich.