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Money has long ceased to provide happiness. >80% of my salary ends up in a savings account, no idea if I'll ever touch it.
Take a vacation
Oh I travel a lot, we get 30 days of paid leave. I've also changed countries for work 9 times over the last 22 years already, so you could say traveling is part of my work, in a sense. Travel doesn't really make a noticeable dent in my savings though.
Get into warhammer? 😂
Yeah that would be one way to get rid of excess money for sure... I could also develop a severe coke addiction, come to think of.
Out of curiosity, you able to share what you do for work? What little you’ve described sounds really interesting.
In the end it boils down to project management.
I've always tried to be more of a generalist than a specialist and wanted an international career. So I started with a vocational training as a banker, thinking that finance works pretty much the same all over the world. In Germany where I'm from originally you learn banking as a trade, not at university, so you basically work full time in a bank and attend classes at a vocational school for about 2.5 years and then graduate with a diploma in banking.
I've then started a bachelor's in business administration (again very generalist on purpose) in evening & weekend classes while continuing to work in the bank, and then by chance the university I attended opened a campus in Luxembourg. Since that's full of banks I just thought I'll try my luck and was eventually hired by a wealth management office there and could continue my degree more or less seamlessly (had to take one semester break for the local students to catch up).
In the job I did all kinds of stuff from back office, trade support, some customer facing roles, a bit of compliance and KYC, and eventually they asked me to support with a major IT implementation project since I had working knowledge of 2/3 of the inhouse departments, so that was my first stint into project work. Took about 2 years and was big fun.
By the time I was about to graduate I was however fed up with all the rich people and decided to try my luck at the opposite end of the spectrum, reached out to a ton of NGO's, development agencies etc., and eventually got a job as a project consultant for a microfinance holding operating local microfinance banks in Africa and Central Asia. They basically brought me on as domestic staff in the respective countries (Liberia, Nigeria, Kenya, Tanzania, Madagascar and Georgia) to implement projects locally. I'd take on operational roles during this period (head of finance, deputy COO, head of IT security...) to have the required local authority, and would after project implementation phase myself out and hand the project over to daily operations there. Typically I'd be 6 months - 2 years in country, depending on the complexity. At that time I also started to work on a part-time MBA, since in many countries it's getting harder and harder to receive a residence permit with only a bachelor's. Didn't aim for the stars here, I wanted a cheap and easy degree, and managed that in about 3 years.
Afterwards I joined the holding's head office and actually devised the projects and coordinate with other consultants in the target country to help them implement it, but that got boring soon. In my spare time I ventured into the medical field as I had seen a lot of crap down in Africa, got certified in medical entrepreneurship and ISO 13485 auditing (medical device quality management systems), and ultimately a German startup wanted to open a factory in China and approached me if I wanted to help set it up. They were basically looking for someone with entrepreneurial spirit and track record of succeeding in foreign countries, not really an industry expert as they had enough of those in-house.
So we've embarked on a fact finding mission in late 2017, and ever since early 2018 I've been living in China now, first as local CEO of the factory, and then doing what I always did - hiring teams, setting up facilities, and making myself redundant. I basically stepped down through the ranks from CEO over CTO and COO to regulatory director, then procurement manager and will soon leave China as a supply chain auditor. Which is ideal since I will only interact with suppliers, making me location independent. I'll essentially work from home or at the supplier's site from now on, and have chosen Malaysia as my new home starting April/May. Just waiting for the paperwork to be out.
I'll be a grossly overpaid auditor, basically... But they wouldn't dare cutting back after I was fundamental in setting things up to begin with :-)