I can tell this is old because the tip selection doesn't go up to 30%+.
Seriously, tipping is getting out of hand. I compromised by going above 15% to begin with, I'll be cold and dead in the ground before I go above 20% and I will die on this hill.
Don't tip non-service oriented people at all. You shouldn't tip a gas station attendant for ringing up your bottle of water. Just stick to the traditional tipping industries tipping everyone helps no one except for the credit card processing companies, since the people getting those tips now have to turn around and hand them to someone else every time they spend their money. It's all a scam by the processing companies.
I remember when 10% used to be default for typical service and 15%-18% for exemplary service. Then, several years ago, suddenly everyone started putting 15% as the lowest option on their debit/credit machines. Now I have to push Other Amount to add a 10% tip, but honestly just pressing the no-tip button would be a lot easier. I don't do it, but it sure is getting tempting.
It's especially getting out of hand when convenience stores are doing it, and then the cashier has the gall to give you a shitty look, especially when you hit no tip. Motherfucker, you scanned my item and processed a transaction, why the fuck do you deserve a tip for just doing your job?
They were already replaced nearly 50 years ago when index funds were invented. There's tons of data showing that financial advisors perform worse than a simple low fee index fund.
Sure, until it’s just AIs running markets, and then companies. Neuromancer is literally about AIs running massive multi-generational businesses. And then super fast whatever the best AI is pursues instrumental convergence to completion