What is your current FICO/credit score?
What is your current FICO/credit score?
Mine is 667. I have never used credit cards, and I don't have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
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My credit score is at the maximum. If you're young and financially responsible, it's worth getting a credit card and using that to build your score in case you need a loan at some point in your life.
And what is the maximum?
850
@savvywolf@pawb.social didn't say it in their initial post, but they're from the UK, so the score is different.
The OP is from the US (FICO), so it's a different scale.
For the one I'm looking at (which is just one credit score company in the UK), 999.
May I ask, indelicately, how old you are?
Currently 29, but when I first got my card it only took like a year or so to increase my score.
I'm also in the UK, so it could be a completely different system.