Health Insurers Limit Coverage of Prosthetic Limbs, Questioning Their Medical Necessity

kffhealthnews.org Health Insurers Limit Coverage of Prosthetic Limbs, Questioning Their Medical Necessity - KFF Health News

Advocates say it is discrimination and are arguing for “insurance fairness” on the grounds that people who have joints surgically replaced typically don’t face the same kinds of coverage challenges.

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3w ago

Health Insurers Limit Coverage of Prosthetic Limbs, Questioning Their Medical Necessity

kffhealthnews.org /news/article/prosthetic-limbs-private-insurance-coverage-denials-amputees/

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3w ago

Health Insurers Limit Coverage of Prosthetic Limbs, Questioning Their Medical Necessity

kffhealthnews.org /news/article/prosthetic-limbs-private-insurance-coverage-denials-amputees/

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97 comments

Weird how we have to pay more money every single year, and insurance somehow provides us less and less for our greater and greater spend
- Or, with car insurance, you get punished for actually using the service you pay for.
  
  A service you are legally required to pay for, no less.
  
  Isn't the required car insurance the part that covers the OTHER cars, property and people you might harm with your car?
  I don't think it's required that you carry enough insurance to be able to replace your own car. Might depend on your state, though?
  
  Usually if there is a lien against the title, you're required to carry full coverage, and liability only when you own the title.
  
  That's usually a policy of the lender, though, not a law.
  
  That makes sense. I never put any thought into it other than knowing I had to carry it.
  
  Oh I guess that makes sense, since the vehicle is the collateral on the loan. Hard to repo a wreck.
  
  Its actually very easy to repo a wreck, but its not worth anything.
  
  Yeah, you're right.
- Oh, but ~~if you're rich,~~ we have the best healthcare system in the world! ~~Rich~~ people from all over the globe come to America for medical care!
  
  And ironically, rich Americans travel the globe for the best healthcare.
  
  As a non-rich American who got fucked over by The Mayo Clinic last year who were not only no help, but the patient advocate got me a full refund including for the AirBnB, I don't blame them.
  
  Me neither, to be honest. I just find it funny that they brag about the US having the best healthcare in the world and then go to Canada for anything that requires a stay in a hospital, Mexico for dental, and Thailand for cosmetic surgeries.
- It is actually kinda incredible. I remember seeing a comic in Mad Magazine back in the 90s that satirized insurance companies by cutting 'expensive' healthcare and the cartoon showed an emaciated patient on IV and the insurance guy about to cut the tube with scissors.
- They're the ones practicing medicine now

97 comments