Because they change and move over time. This river definitely didn't start out like this and it almost certainly will look very different in just a few years' time.
The alternative is pretty fucking stupid too. Imagine losing access to your freshwater because the river shifted across an imaginary line. At least when the border is the river, you always have access to the river.
And not far future! Both bends are within a couple of trees in missing each other.
For those not on the water much, see the beach on the left of the top bow? The opposite side is where the water is deeper and faster. It'll chew through that bank and meet the other side soon enough.
See those "pinch points"? The river will eventually form meander cutoffs, and become a sinuous system rather than a meandering river. This will lead to localized increases in channel slope (due to a reduction in channel length), and therefore increased local velocities, shear stress, and sediment transport.
Rivers are always seeking equilibrium, so the channel will actually start to move (bank erosion / lateral shifting) to reduce that localized slope and bring things back in order.
Oxbow is when a flowing body of water curves out like this over time. Eventually it will redirect to the older, more direct course, leaving an arc of unflowing water called an oxbow lake. This one might have two.
I don't know much about rivers but based on the floods we had here in Brazil early this year, I don't think that house will be there by the end of the century.
The name “Tombigbee” comes from Choctaw “itumbi ikbi“, which means “box maker” or “coffin maker”. There are many stories and legends about how this name came to be. One story is the river was named after a box maker who lived on some of the Tombigbee’s headwaters. Another story is based on the need for box making in the area to ship pelts during the French-dominated fur trade in the 1700’s.
I wouldn't know. My geographical knowledge of North America isn't good. :) Google maps points to Alabama and Mississippi, when I ask it about the river's name.
Reminds me of a Wild Thornberrys episode I saw when I was a kid where they fell off a boat and needed to cross a mountain to catch it on the other side.