Uhh, say, 20k? My sister died and I've been taking care of her 18-year-old cat with health issues. It's my only living link to my sister - and aside from a couple cousins I don't see much, she was my last living relative. I'm not ready for another loss right now, and it also kinda feels like letting go of the cat is also kinda letting go of my sister, so I'm trying to keep the cat as healthy and happy as she can be for as long as possible - it's just really expensive (extra special diet, multiple medications, periodic tests). But today the cat raced me down the stairs, then yelled at me for making it cold and wet outside, then complained that her food was late, then snuggled up next to me at the computer. It's all worth it.
Edit: I'm estimating it's been at least 10k so far, just for emergency treatments, getting her stabilized, then diagnosed, and then coming up with a set of food and medications that work. And then I'm estimating another 10k to care for the cat in the future. She's a good cat, even if she yells at me for letting her see the bottom of her food bowl ...
$40,000 would pay off all debts for me and my wife, and allow us finally catch our breath. The monthly payments have been annihilating us for years, and neither of our careers have recovered since COVID.
Maybe a lot or maybe none. I am really struggling with depression. I can afford therapy and I have all the money I need. I only wish living wasn’t so painful. Maybe having someone in my life who cares would go a long way.
Probably something like... €400.000 to €450.000. Then I could buy an apartment or small house when I graduate and pay off my student loans in full. It depends on the city I can find work in and want to live though. There are 3 I'm seriously considering and it varies about a €100.000 for a house between the cheapest and most expensive of the three.
This would pay off our mortgage and we could dump that monthly payment into saving for retirement.
However, if the question was how much do we need then it would be $0. We are far more fortunate than many.
If there was a line of all the people in this comment section waiting to get whatever amount they need I’d be one of those continuously moving to the back to let others go first.
I hope you all find improved quality of life, even if it’s not through some financial windfall!
That seems like a lot for this question but it's honestly the only thing that significantly would. Cars and goods are great but just materialistic and I can live without them just fine. But give me a place for my family and I to live and our lives would be significantly improved, because we'd not have to deal with landlords, renting, we could modify the house to our needs, have pets and not stress about constant rent hikes and the possibility of being evicted.
I think everyone should have the opportunity to own their own house and politicians are betraying society and entire generations of people by doing things that work heavily against it.
The least amount? 20k US would halve my credit card debt and give me a leg up on getting the rest paid off. 40k would give me a jump start on finally rebuilding. Given I'm in my 50s though and with the state of the world, I'm likely to be making credit card payments until the day I die.
Right now? Literally just about anything. My fiance left me last week to "figure herself out" after 9 years together and soon I might be homeless and my credit cards I took out to help her over the years are months behind on payments. So yeah, anything.
I mean, anything over about 1000 USD would be a big help, I had to make an unexpected visit to a sick parent that really set back my short term goals.
10k would be a nice emergency fund and I could start focusing again on things like moving to a better place (moving is expensive).
100k would mean freedom to get any transition-related surgeries I want without hassling with insurance. Or it could be rolled into a home purchase or retirement.
Currently my income isn't great, but I can pay my bills with savings to spare, even in a nicer apartment or home.
For me IDK if any amount of money would significantly improve my life. I'm not terribly materialistic and I'm happy with what I have/don't feel like I immediately want or am missing something. I make good money and stash as much as possible while still enjoying nights out with friends and buying whatever I want.
I'm currently saving up a quarter million for a house down payment, and while it's a lot of money my quality of life/overall happiness would be the same so I wouldn't call the change significant. Things are really good in my life for once, and it's nice to be able to recognize that. Thanks for the question it actually made me really happy to think about how lucky I am.
I hope others in this thread who need it can find some fortune in their future.
£1000. I could pay for my entire ADHD treatment programme from start to finish, without having to wait YEARS in a waiting list for the free treatment. It would absolutely change literally everything in my entire life, giving me a life instead of circling the drain waiting to die.
But I'll never be able to save that kind of money, I'm an idiot and my ADHD is crippling.
I considered gofundme, but it's already full of people who need money for ADHD treatment, and I don't want to drown them out with yet another plea, you know?
Probably £100k. £80k would be a huge help though. Would buy the house we are living in outright, that our landlord has been selling for over a year, ans the extra 20k would pay off our debt and give a few house repairs.
I love this house, I'm not ready to leave if someone buys it for themselves or if our landlord kicks us out before then.
$300. I am on disability so my income is tiny. I've just moved into a shitty old house with a bunch of strangers and still spend more than half my income on rent, but I'm finally not losing money every month. $300 would give me just enough buffer to put my head above water and keep it there.
However much for a house, so at least 750k, but probably more like 1.2 million if you want to home that is near a rail station. I'm not moving back to a rural state that hates me and people like me.
Probably a million. I got two kids and a mortgage. Sure I could pay off some bills with less, but what difference does that really make. I guess I could take a nice vacation for less, but thats just temporary. Gotta work for the medical insurance so, maybe a million would cover us until the kids get thier own.
10K€ would pay me some debts and allow me to buy a new(er) car than my old ass '93 corsa.
I love the thing to death since it has so much meaning for me. But I really wish it had AC and power steering.
Parking on tight spots is hell, but on the upside gets me a quick workout :')
More than money, friends, that would improve my mental health and my life quality significantly, sometimes I just need someone to talk, I have no one most of the time, and that really mekes my depression more hard to manage, otherwise I would say 20k (I'm mexican so that would be like 360k mexican pesos), that could give me the opportunity to live near my university for almost 4 years, manage to get therapy consistently and found some projects I would love making, but yeah that's not gonna happen so I'll say 50 usb dollars for a gift to my brother
We aren't crazy wealthy, but we have enough equity in a high value real estate market that if we sold our house and moved to many places I'm the world we could live well without being required to work. As a result we have asked ourselves many times: "where would we go and what would we do?" And don't have a better place then we are (near both our families) or our current jobs. Our kids are in school, so traveling is limited, since we don't want to make home schooling our job.
The only thing I wish we could afford is first class airfare when we do fly once a year or so, but I wouldn't call that life changing.
6k euro for an education that I could enjoy, find employment in and be happy. 12k for the education I really want, it's some obscure hyper specialist training on a European level (hence the cost)... I was close to finding an employer who was willing to help fund it. But I couldn't get enough money together to make it work. Anyway, hoping to start next year with a new job in the field and work my way up, until I can afford it. Money would mean a significant shortcut in my career.
About $160k. That would be enough for me to graduate med school or a Masters program (which also offered me scholarships) debt free with my current savings!
30k. I’ve got some car debt and other random things that need to get paid off. Having that extra monthly cash instead of payments and the pleasure of being 100% debt free would improve my overall happiness.
About 15k euro or so. I could go to a school program to learn how to code without my financial situation declining because of medical costs i have for a chronic condition.
Around 300k would get me pretty much set for life. I'm getting a sweetheart deal buying a family member's house, but saving up the down payment and doing the whole song and dance to get a mortgage is turning out to be a pain in the ass even though it's really not for that much. With that much money we'd be able to just buy the house outright, pay off any debt we have (which isn't much,) with enough left over for new cars for my wife and myself, and to tackle at least a couple of bigger projects we want to do in the house.
Once all of that's squared away, we both make enough money to get by and to save for anything else we might need or want in the future. We'll still have to work until we can retire, but that would cover all of our major expenses and should put us in a good position, and maybe even be able to retire a bit early.
Smaller amounts would help in very big ways of course that could also be life-changing, but basically they'd all be chipping away at that 300k barrier to being able to pretty much just coast for the rest of our lives.
I think about 1k USD would improve my life a lot at the moment and in the future. I'm in the process of moving countries for a job and I need to have my things shipped. I already live abroad, so I can't leave anything behind. Anything I cannot afford to ship I will have to give away or dispose. With all the moving expenses, I have no idea how much money I have left for shipping, but 1k would allow me to ship everything stress free.
Pretty sure I would need a few million for any significant improvement, like being able to hire help around the house while still being able to afford life and save for later.
Enough to leave back to South Africa for good since quality of life and the political landscape is worsening to the extent where I might even be in some degree of danger. Also work hasn't allowed me to leave for the Friday prayer, so there's that. I do get paid on Monday so after bills that leaves me with a little over €5,000 saved. The extra money would pay for the flight, buying a 1BR apartment outright with maybe spending a few grand on renovations and living expenses would be covered for at least 3 years, leeway to find an income.
I suppose the silver lining is that I am able to add an extra €400 a month to my savings, so this goal is at least materializing albeit slower than I'd like.