car insurance

I know these stories are always fake anyway but holy shit, buy a bike and chill out for a few years.

Is there any hope for me?

Yes, public transport.

The insurance agencies really need a way to recommend the government take someone’s license when they’re a public danger like this.

Keeping people like this off the road is one of the biggest reasons why every place needs robust public transportation systems.

Bro needs a bus pass

Sounds like my wife's asshole cousin who has been in so many crashes and totaled so many cars at this point that he's had his license taken away and has to get around Indianapolis on a scooter. And he's in his 20s.

I remember the day at a family function when the roads were icy him bragging to us about how he made it down to the function doing 80 on icy roads and sliding around everywhere but didn't crash. Seriously, he was bragging about it as if it made him Mario Andretti.

His dad is a doctor, so I'm guessing he was paying that high insurance for quite some time, but no longer. His dad also bought him a Cadillac which, obviously, he totaled. I love his dad, he's my GP, but he has a big blind spot when it comes to his son.

So best case for someone like this: don't drive. Get other people to drive you, use public transportation, get a bike, etc. But this is probably America and that is 100% not possible everywhere. Or even most places.

There is another option: State-Owned High-Risk Auto Insurance. These are insurance plans owned by individual states. Because US states all require auto insurance to drive a car and because driving a car is goddamn necessary in a lot of America, this exists.

It's VERY expensive. Like when I was looking at getting good coverage for 2 newish cars I was staring down $500/6mo. Our state's high-risk was $2,000+. But it exists for people like in the post who are just too expensive for ordinary insurance companies to want to insure.

Where can I find more humor like this?

I actually believe this is a real story

I legitimately don't get people who can't drive. It's actually ridiculously simple to not break the law or get in an accident. I've never had a ticket or been in an accident. Closest was I slid on ice and hopped a curb once, but there was no damage at all because, get this, I was driving slow enough for the bad weather conditions :0

Maybe you should learn how to fucking drive?

My suggestion would be to:

• Move to a place where not driving is a viable way of getting about. If you already live there, great!
• Get a lifetime transit pass and consider getting a bicycle
• Ditch your car and never look back

Never thought I'd take the side of an insurance company.

The best insurance company for this person is take the bus.

Have you tried reducing your alcohol consumption?

I got quoted $840 a month for insurance. Clean accident history. Insurance is bullshit levels of expensive.

As your attorney I advise you to buy a bus pass.

How tf do you even get a water bottle under the brake pedal?

Sounds like someone should have their license revoked.

So, basically, he had one accident per year. And he is not smart enough to understand that the universe is trying to tell him "Don't drive a car, then!"

This guy is the reason all of our rates go up.

Sure, keep driving like that, with some luck you kill a person. Fr walk, use bicycle or bus before that happens.

this is markets working. this is why we want police to have to carry insurance.

I don't think car insurance is your biggest problem

That's a funny definition of 'accident'.

We should get this guy in a smart car as an option on twisted metal.

4.8 rating on Lyft

I saved money on my car insurance by not having a car. Who would want to leave the basement anyways?

If this is real, this guy should not have a driver's license anymore, he's a menace on the road. Sorry my dude but I hope your insurance prices goes as high as heaven cause you should not have a car!

I don't think this person should be driving. How do you get into 14 accidents?

I've been in.... I think two? Ever?

I hope that image isn't one of his.... Like, it's showing a pretty clear day, and he hit a stationary post. How do you mess up that badly?

Any one of these "incidents" would scar me for life thinking about it and they're just casual about it. "Most weren't even bad accidents (hit a guy in a mall parking lot..."

I'd be a bit worried if this isn't someone who's just being sarcastic.

Come to think about it I think the reason why us americans associate giant SUVs and trucks with safety is because we've gotten so lazy relying on computers and finicky cameras that get covered in mud that I personally feel safer driving my 56 bel air over modern cars because I'm able to physically move my head to see the crap around me not to mention the transmission being a two speed automatic it has a hard time getting to dangerous high speeds but I suppose that doesn't really matter when everyone else is blind quite frankly I would love a car with modern crash safety and handling while still having the ridiculous lack of blind spots that 50s cars had I actually praise the vw golf for having not only a backup camera that doesn't get dirty while not doing that stupid thing where for some reason a lot of auto manufacturers think we have a backup camera lets jack the rear seats so the driver has to use the camera that gets covered in mud or make the rear windshield flat enough to become unusable during winter thank you Volkswagen for not doing that with the golf I can have the backup camera and my physical neck to look behind me

I would recommend Mosgortrans, but I doubt person in question lives in Moscow. They provide their own cars: